Getting ready to Buy or Refi?
March 11, 2009 at 7:40 pm Leave a comment
If you’re looking to purchase or refinance soon, there plenty of loan options available — though not as many as a few years back. If you’re able to verify your income, and you have a decent credit history, you’ll find plenty of options from which to choose. If you do not have 20% toward a down payment, don’t let that stop you. Using mortgage insurance, you can finance with less than 20% down and purchase your home now, rather than later.
If you’re not looking to purchase or refinance immediately, make sure you’re as ready as possible; namely, make sure your credit is the best it can be. Find out what your credit score is. If need be, improve it.
If you are looking to sell, know that there are buyers out there and that you need to be realistic with your expectations. Set a fair price, based on today’s values, not yesterday’s.
Most important, now is the time to be sure you are working with a true professional. Your home and its financing are far too important to leave to a low bid you might find on the Internet. If there is any lesson to be learned in all that the industry has gone through, it’s to seek quality. I am here to help you, to advise you through the entire process. Our goal is to help our customers secure affordable mortgages so they can be successful homeowners.
If you — or your neighbors, family or friends — have any questions about mortgage financing or refinancing, We would be glad to answer them. Give us a call or drop a line.
Contact mortgage help today by visiting mortgagehelp.com or call our offices at:
888.684.9111
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